Finance with heart
(and a whole lot of
experience).

Charm Finance was founded by Tony Barnard, a seasoned finance professional who’s spent over four decades helping people reach their financial goals.

After years as the Owner/Manager of the Bank of Queensland in Launceston, Tony saw a better way to support clients—one that combines expert advice with genuine care. We know finance can feel intimidating (and full of jargon). That’s why we keep things clear, straightforward, and all about you. Whether you’re stepping into the property market for the first time or planning your next investment, we’ll guide you every step of the way. At Charm Finance, you’re not just another number—you’re part of the family.

Charm Finance - Tony Barnard

We’re here to make finance feel easy. Let’s take the next step together.

“Tony was amazing from day one. As a first home buyer, I had so many questions—but he explained everything so clearly and helped me feel confident every step of the way.”

Sarah, Launceston

“I’d been putting off refinancing for years, but Charm Finance made it so easy. Tony found us a better rate and saved us thousands.”

James & Lily, East Tamar

“Professional, friendly, and incredibly knowledgeable. I wouldn’t go anywhere else for finance advice.”

Marcus, Young Investor